“I was referred to Excel Realty & Mortgage by a friend and contacted them to see if they were refinance competitive. I compared quotes with big names and the very best internet rates. To my surprise, Excel had the best rate available! My wife and I committed with Excel. Throughout the refinance process, Nick Mineo, answered questions clearly which showed us that he was an experienced refinance officer with prudent guidance. He gathered all documents ahead of time and communicated the refinance process in a timely manner. With such a great rate, we prepared ourselves for upcoming surprises, but everything moved smoothly! For the great rates and excellent customer service, we would recommend Excel to anyone interested in a home refinance. Thanks, Nick and Shawnacy!”